Absolutely. We help self-employed people with their car finance on a regular basis.
Absolutely. We can help business owners with their car finance.
We keep it simple and generally only need two things: 1. Two months of bank statements showing your income coming in. 2. Photo ID (such as a driver’s license).
We often provide car finance with no deposit. It is up to you. When you speak to our finance team, we will be able to give you the figures then you need to decide how much deposit you want to pay.
Our terms are very flexible, ranging from 1 to 5 years.
Yes, you need to be at least 18 years of age.
Absolutely. We may need a deposit but, in some cases, no deposit is required.
Yes. A valid NZ learner’s licence is acceptable for starting a loan application however we may ask for guarantor or restricted driver licence booking.
A guarantor might be requested if your affordability is low or you have had bad credit in the past. Applicants under 21 may be asked to provide a guarantor to improve their eligibility.
Our rates are often better than the banks and other finance companies so it is definitely worth talking to the Motor Co finance team before signing on the dotted line with someone else. You will be amazed once you find out how much money we can save you.
We provide Mechanical & Electrical Breakdown Warranty, GAP Insurance Cover, Payment Protection Insurance, Motor Vehicle Insurance and 24/7 Roadside Assistance cover.
You may not need to have any previous credit history however we may ask for some deposit or guarantor in some cases.
The security will be the car you have purchased.
Absolutely. You can choose to pay weekly, fortnightly or monthly
© 2026 Finance Today
